Tips and tricks for your next steps.

Commercial property can be a powerful wealth-building strategy, but the way finance is structured can significantly influence long-term returns. This article explores three common financing mistakes investors make and how the right lending strategy can better support growth, flexibility, and portfolio performance.

Breaks down of the latest CPI data, key meeting dates, and what borrowers and savers can realistically expect from interest rates this year.

ATO tax debt, tax debt refinancing, and property-secured loans for tax debt are becoming major topics for Australian individuals and business owners in 2025.

Trade finance could be your businesses secret cashflow superhero!

💥 Why Are You Still Playing Debt Rescuer Alone?!

Tax time in Australia isn’t just about compliance - it’s a strategic opportunity.

Let’s not beat around the bush - we know most accountants hate being asked to write income declaration letters for their clients’ finance applications. And to be honest? We don’t blame you.

My Mortgage Freedom is officially an award-winning mortgage broker in Australia, taking home 3 major 2025 WeMoney Broker Awards for innovation, customer service, and broker excellence.

Discover how property valuations impact your mortgage application. Learn about AVMs, desktop, short-form, and long-form valuations to understand which type suits your home loan needs.

Discover why SMSF lending for commercial properties is now the clear winner over residential. Lower fees, better rates, and higher LVRs- find out how the game has changed.

From PAYG to Self-Employed, Understanding How Lenders View Overtime, Bonuses, and Taxable Income Could Make or Break Your Loan Application.

For the first time this cycle, the fixed-rates have dropped below standard variable rates. This is going to be a really enticing carrot that's been dangled in front of Aussie homeowners - But this carrot could be a costly one to bite at.

Saving for your first home deposit can feel like climbing a mountain, especially when it seems like everyone around you is making big moves.

Learn what affects bank assessment times and discover tips to ensure a smoother, faster home loan approval process.

Ensure you're getting the best mortgage deal with annual home loan reviews. Learn how RateTracker can help you save thousands by automatically monitoring and optimizing your interest rates.

Explore the complexities of Australia’s 2024 financial landscape. Discover insights on property prices, interest rates, housing shortages and the cost-of-living crisis. Learn how these factors influence everyday Aussies and provoke thought on current economic headlines.

If you’re purchasing property in Australia, one term you’ll be sure to run into is Stamp Duty. But what on earth is it, and WHY do you need to pay another fee (Please, make it stop).

In recent years, more Australians have turned to Self-Managed Superannuation Funds (SMSFs) to gain greater control over their retirement savings. While SMSFs are commonly linked to share investments, they can also be used for both residential and commercial property investment. However, the perceived complexity of SMSF lending has discouraged even seasoned property investors.

So, you’re a first homebuyer? Welcome to the wonderful world of mortgage, redraw, offset accounts and interest rates.

That's a wrap our on Italian getaway competition!

Improving your loan ‘dating’ profile - What are the red and green flags the banks look out for?

Purchasing a property can sometimes feel like an admin nightmare.

Over the last couple of years the landscape of rates and lending have changed in unprecedented ways. We’ve seemingly entered a moment of stability with rates remaining unchanged for a couple months. Everyone is wondering, what is next?

This Friday, March 8th is International Women's Day - and for the first week of March we'll be painting MyMF pink!

Firstly, there are a number of factors that determines the “risk” the bank is taking to make the loan out to you for your home.

How does Australia compare to the rest of the world?

Looking to save money on your mortgage? Learn how to make the most of your offset account with our comprehensive guide. From depositing windfalls to strategic credit card use, we've got all the tips and tricks to reduce your interest and save big on your loan.

As we break down the situation for what it is, it becomes slightly clearer as to where we are in the market cycle.

Are you an Expat wanting to assess your lending options?

The nitty gritty! Here’s what you need to know.

Your benefits are not the same as your neighbours.

Sometimes it's easier to stay put and demand a better price. We do this for you.

Sugar Hit Lending. Why it's not always so sweet for the borrower.

Well.. Anyone with a home loan, right?

Did you know most products on comparison websites pay to be there?

It's just Credits and Debits at the end of the day...

"Debt Recycling" is a method of reducing non-deductible debt, and maximising deductible debt. It gets confusing.

Buying the right investment is everything, without the emotion don't stuff this one up.

We totally get it - there's nothing more exciting than finally owning your dream home! And what's even better is being able to design it yourself, right down to the top-of-the-line appliances and finishes. But hold up for a second!

Tips on working together to make the application process as seamless as possible!

Being an Aussie mortgage holder right now is not easy! Not only due the changes in rates and increased pricing, but the emotional rollercoaster of not knowing what to do next.

Struggling to keep up with your mortgage repayments? Don't worry, you're not alone. Check out these 3 effective strategies to reduce your mortgage costs and save money in the long run. Refinance, make extra repayments, or extend your loan term – which one is right for you?

Is negative gearing all it's cracked up to be?

A lot of people are asking if they should fix their home loan. Here's why you shouldn't.

Did you know your money can be a powerful force for environmental change?

This is the process we adopt with most of our investors.

You start, by starting. Doing nothing here will simply lead you to nothing.

How do you actually go from one house to the next?

One size does NOT fit all... Make sure you share your plans, we'll share our solutions.

Using Equity, or selling and getting an early release of deposit. You have options.

What is 'Bridging Finance' and how does it work?

First Home Buyers Lily and Theo share their experience with getting their House and Land Package - (Construction loan)

We hear the word "Equity" all the time. But how does using it work?

Does a First Home Buyer need a Pre-Approval?

Here we have a range of pros and cons for each. We'll explain what they are before you work out what's best for you

We break it down into small pieces for you to keep it simple.

You'll hear it referred to as "Servicing" "capacity to borrow" or "affordability" - these all refer to how much the bank can lend to you depending on your personal circumstances

Mortgage Insurance sounds like it is a product to help you, but it is designed to protect the bank for taking a higher risk in lending to someone with a smaller deposit. Let's break it down.

The first question a lot of "First Home Buyers" ask is how much they need for a deposit.