Residential

Transforming your mortgage into a money-saving machine.

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Refinance
Refinance

Choose an award-winning broker that works with a range of lenders.

Investor
6.44%
p.a.
Variable
Owner Occupier
6.24%
p.a.
Variable
Investor
6.29%
p.a.
Variable
Owner Occupier
6.14%
p.a.
Variable
Investor
6.59%
p.a.
Variable
Owner Occupier
6.22%
p.a.
Variable
Owner Occupier
6.19%
p.a.
Variable
Investor
6.64%
p.a.
Variable
Investor
6.34%
p.a.
Variable
Investor
6.54%
p.a.
Variable
Standard
6.19%
p.a.
Variable
Owner Occupier
6.14%
p.a.
Variable
Owner Occupied
6.14%
p.a.
Variable
Owner Occupied
6.14%
p.a.
Principal & Interest
Let's hit the reset button on your home loan.

Refinancing is your ticket to savings and unlocked possibilities. Let us guide you through the process and help you reimagine what your home loan can do for you. Our team of mortgage experts will analyse your current loan, hunt down the best rates available, and help you secure a refinancing solution that saves you serious cash. This is an ongoing battle we fight for you.

But refinancing isn’t just about saving money, it's also about creating new opportunities. With the extra funds you can unlock, you can tackle home improvements, invest in your dreams, or even plan that long-awaited holiday. The choice is yours. The team at MyMF are here to help. We will explore your options, ensuring you have the framework to reinvent your financial future and turn your mortgage into a force for financial freedom.

Steps to project success...

Start with a plan.

This stage is vital, we need to ensure we have understood your project, reviewed your feasibility, suggested appropriate lender options, and started the process to organise valuations and QS reports where required.

Assessment is key.

Making sure we can promptly coordinate the documentation required to support the lender with their assessment, and ensure they execute a loan approval in acceptable time frames.

Until the end.

We want to ensure your project is completed as smoothly as possible. Making sure that the payments are made to your builder on time, the funding is not held up, and you are able to focus your energy on the build itself.

Making sure expiry terms are met, exit strategies are adhered to, and you are able to move onto your next project sooner.

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Ready to make a start?
Get in touch today.

Book your Broker
Sean Murphy
Director
Book your Broker
Jake Sgarbossa
Head of Commercial
What to expect from here:
  • You'll be contacted within 24 hours (business days)

  • You'll receive our Credit Guide & MyMF Welcome Pack

  • You'll be given an opportunity to choose a time to speak with your broker

Still got questions? We’d be happy to help.

Email(03) 8256 1914
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Frequently asked questions

We have a huge panel, but it doesn't mean we're going to use all of them. We have strong relationships with all the usual suspects (Like the big four), as well as the second tier national lenders like ING, Macquarie, Suncorp, ME Bank, UBank etc. We even have strong relationships with a lot of non-banks for our self employed clientele. Our huge panel and most of our primary lenders can be found on our website.

We try our best not to charge fees. We're pretty lucky that in most cases we're paid by the bank/lender that funds your loan directly. They can afford to pay us, as it is our job to complete the interviews, the application documentation, we verify your ID for them, and we deliver the deal on a silver platter to the bank. They pay us for introducing your business, since they didn't have to pay staff to sit in a branch twiddling their thumbs.

It is important to note, that on some Development Finance, Commercial Lending, or Self Managed Superfund lending for example, we do have to charge fees on occasions.

There are a few processes we undertake to determine the right solutions. We also try and give you 3 options to consider so you can see a range of different lenders that suit your needs. But the critical aspects are:

  • Who can provide you with the best policies, income assessment and guidelines that suit your income or employment type for example
  • What lender has the best price depending on your deposit size, your equity position, or your loan purpose. Did you know that Investment loans and owner occupied loans have different interest rates for example.

The right finance option for you goes beyond who has the cheapest interest rate online. If that's all that went into it, you would just do it yourself. Policy is just as important as price in a lot of cases.

This is where we shine brightest. We have a number of things that are pretty unique to My Mortgage Freedom.

Here's a list of what you could expect when you deal with us:

  • www.ratetracker.com.au is a real-time interest rate tracker that we built for our clients in 2021. Rate Tracker uses open banking technology to check your interest rate every 30 days, to ensure you're never paying a rate above the benchmark.
  • We have an Annual Review process where you're invited each anniversary of your home loan to lock in a time to have a chat with your broker. This could be to reprice your home loan, cover off on any other needs, or even just to say hello and check in.
  • We always try and look after our clients who refer friends and family by hosting an annual function, or by running campaigns. We've sent clients to the Maldives, a luxury weekend in Sydney, and a Trip to Bali to name a few.

Having you want to come back to us, is the key for us.

Still got questions? We’d be happy to help.

Contact03) 8256 1914Email
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