Commercial

Private/Business Lending - for those with commercial needs.

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Private/Business
Private/Business

Choose an award-winning broker that works with a range of lenders.

Investor
6.44%
p.a.
Variable
Owner Occupier
6.24%
p.a.
Variable
Investor
6.29%
p.a.
Variable
Owner Occupier
6.14%
p.a.
Variable
Investor
6.59%
p.a.
Variable
Owner Occupier
6.22%
p.a.
Variable
Owner Occupier
6.19%
p.a.
Variable
Investor
6.64%
p.a.
Variable
Investor
6.34%
p.a.
Variable
Investor
6.54%
p.a.
Variable
Standard
6.19%
p.a.
Variable
Owner Occupier
6.14%
p.a.
Variable
Owner Occupied
6.14%
p.a.
Variable
Owner Occupied
6.14%
p.a.
Principal & Interest

No business owner wants to end up paying more for a loan simply because they didn't thoroughly research their options, right?

Freedom Commercial can help you navigate the various financing options available and steer you towards the most suitable funding option to facilitate your company's growth.

There are countless lenders eager to extend commercial loans to both small, medium, and large businesses. However, broadly approaching one lender after another in search of the ideal credit for your business or commercial financing need, is not only a time-consuming process but also doesn't guarantee finding a suitable loan.

Freedom Commercial provides the expertise you need. We concentrate on understanding your funding requirements and subsequently identify the right commercial lender for your needs.

Steps to project success...

Start with a plan.

This stage is vital, we need to ensure we have understood your project, reviewed your feasibility, suggested appropriate lender options, and started the process to organise valuations and QS reports where required.

Assessment is key.

Making sure we can promptly coordinate the documentation required to support the lender with their assessment, and ensure they execute a loan approval in acceptable time frames.

Until the end.

We want to ensure your project is completed as smoothly as possible. Making sure that the payments are made to your builder on time, the funding is not held up, and you are able to focus your energy on the build itself.

Making sure expiry terms are met, exit strategies are adhered to, and you are able to move onto your next project sooner.

We are able to liaise with the ATO on your behalf, saving you both time and stress. Our services include negotiating potential reductions in your tax liabilities, devising a structured repayment plan, and facilitating tax debt loans to mitigate the risk of additional penalties or fines.

Navigating these complexities requires strategic planning and proactive measures to safeguard your financial standing and access to credit facilities.

A Business Investment Loan provides you with the flexibility to expand your business and capitalise on investment opportunities as they arise. A Business Investment Loan presents a competitive and adaptable interest rate, a swift approval process and convenient access to your funds. These are great options when you need fast access to funding to make a business deal work for you.

Frequently, there exists a timing discrepancy between the sale and acquisition of various assets, such as properties.

Bridging finance, as its name implies, addresses this timing disparity, allowing you to secure the optimal price for your asset without feeling pressured to rush the sale or risk missing out.

Our team is ready to facilitate immediate bridging finance to assist you in acquiring a new asset while your current asset(s) are in the process of being sold or awaiting refinancing. With flexible terms and competitive interest rates, we can customise the ideal bridging finance solution to align with your specific circumstances.

Running out of development capital just as the finish line approaches is extremely frustrating.

With major banks tightening their LVR percentages in today’s economic climate, it’s even harder to access the finance you need when you need it. Contact us for debt top-ups and access to funds to complete your project.

A short-term business loan refers to a form of secured or unsecured business financing spanning from one month to three years. Typically, businesses utilise these loans to address sudden expenses or seize time-sensitive growth prospects. They are particularly favoured by seasonal businesses in Australia.

Caveat loans are a swift solution within the finance world, with the ability to be arranged and finalised within a matter of hours. This financing avenue proves ideal when urgent cash is required.

Every application for a Caveat loan undergoes thorough individual assessment. Our team will help the financier evaluate the purpose of the loan and the specific assets offered as collateral, while also formulating an appropriate exit strategy. Freedom Commercial offers guidance on borrowing options and provides an overview of the relevant interest rates.

Upon approval of your application, We facilitate the execution of the loan agreements and the financier lodges a registered caveat against the secured property. This process ensures a rapid, efficient, and valuable source of funding.

When a wind-up notice is served, prompt action becomes imperative. Such notices are typically issued when one party fails to fulfil a transaction obligation, such as repaying a debt by the agreed-upon date. Subsequently, the defaulting party is granted 21 days to fulfil their contractual obligations, failing which the aggrieved party may pursue legal action for breach of contract. Potential consequences may include the seizure of assets, the appointment of receivers, or legal proceedings aimed at fund recovery.

Freedom Commercial stands ready to address your or your client's wind-up notice swiftly, often resolving the matter within 24 hours.

Ready to make a start?
Get in touch today.

Book your Broker
Sean Murphy
Director
Book your Broker
Jake Sgarbossa
Head of Commercial
What to expect from here:
  • You'll be contacted within 24 hours (business days)

  • You'll receive our Credit Guide & MyMF Welcome Pack

  • You'll be given an opportunity to choose a time to speak with your broker

Still got questions? We’d be happy to help.

Email(03) 8256 1914
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